Neon Smart budgeting app using M-Pesa insights to track, save & grow money Get Neon

Terms of Service for Neon App

Effective Date: 16th April 2026

Welcome to Neon. These Terms of Service (“Terms”) govern your use of the Neon mobile application and services (“Service”). By accessing or using Neon, you agree to these Terms.

1. Use of the Service

You agree to use Neon only for lawful purposes and in accordance with these Terms.

You must not:

  • Use the app for fraudulent or illegal activities
  • Attempt to gain unauthorized access to systems
  • Interfere with the app’s functionality

2. User Accounts

To use certain features, you may be required to create an account.

You are responsible for:

  • Maintaining the confidentiality of your account
  • All activities under your account

We reserve the right to suspend or terminate accounts that violate these Terms.

3. Neon Pro Features

Some features of Neon are available through paid subscriptions (“Neon Pro”).

These may include:

  • Automated transaction tracking
  • Financial insights and analytics
  • Enhanced features and tools

By subscribing:

  • You agree to pay all applicable fees
  • Payments are processed via Google Play Billing
  • Subscriptions may auto-renew unless canceled

4. Financial Data Disclaimer

Neon provides financial insights for informational purposes only.

We do NOT:

  • Provide financial, investment, or legal advice
  • Guarantee accuracy of financial data extracted from SMS or integrations

Users should verify financial decisions independently.

5. Permissions and User Consent

By using Neon, you agree that the app may request certain permissions, including:

  • SMS access (for transaction tracking, if enabled)
  • Internet access
  • Device-related permissions

You can withdraw permissions at any time through your device settings.

6. Data Usage

Your data is handled in accordance with our Privacy Policy.

We do not sell your personal data.

7. Intellectual Property

All content, branding, and technology in Neon are owned by us and protected by applicable laws.

You may not copy, modify, or distribute any part of the app without permission.

8. Termination

We reserve the right to:

  • Suspend or terminate your account
  • Restrict access to the app

If you violate these Terms.

9. Limitation of Liability

To the fullest extent permitted by law:

Neon shall not be liable for:

  • Any financial losses
  • Data inaccuracies
  • Service interruptions

Use of the app is at your own risk.

10. Changes to Terms

We may update these Terms at any time. Continued use of the app means you accept the updated Terms.

11. Governing Law

These Terms shall be governed by the laws of Kenya.

12. Contact Information

Email: support@neon-m-pesa
Website: neon-m-pesa

13. Acceptance

By using Neon, you confirm that you have read, understood, and agreed to these Terms.